I enjoy coming to work each day because we have a great team! First and foremost, everyone with URPG has a client-centric focus. I have had the privilege of interacting with each team member over many years. Each brings an important skill set and expertise needed for our practice.
The URPG team is a dedicated group of professionals, who share the common goal of providing our clients with the expertise, sound judgment and a commitment to service. Feel free to visit or chat with us to see for yourself. I hope you agree.
I grew up in Ossining, New York, the oldest son of a fund raiser father and a school teacher mother. My parents, Peter and Mary, still live in the house that I grew up in. I live in Briarcliff Manor, New York, with my wife, Chris, a public school teacher. We have been married for over 23 years.
Chris and I are very recent “empty-nesters”, with both of our children, Alison, age 20, and Ryan, age 18, attending college at the same time. Alison is studying to become an art teacher at Messiah College. Ryan is attending Providence College on a track scholarship. My family is very important to me and comes first in everything that I do. We are beginning to adjust to living at home without kids, but if you have some advice, I’m happy to listen.
Ryan, Peter, Chris and Alison Gallagher
I feel fortunate to have been involved with the music profession at a very young age, beginning studies on the string bass at the age of nine. The discipline and focus required to practice and perform music at a high level has always been of interest and an ongoing challenge to me. I learned before the age of ten that one of the best ways to achieve your goals is to try to get better at what you are doing a little bit each day and to keep a mindset of always looking for ways to improve.
Several private music teachers helped me stay on track with my goals, I was fortunate to have several mentors who cared about my work and success in the music field. I am very grateful to have studied with some of the best bass teachers in the industry over the years. Having reached a level of success in high school allowed me the opportunity to receive full-tuition music scholarships for both undergraduate and graduate school.
I learned a great deal about setting goals and working hard to achieve them while practicing the string bass over six hours a day in my early 20’s. This determination paid off as I began competing and winning ultra-competitive symphony orchestra auditions and I began my career playing the string bass professionally.
I was selected to perform with orchestras in Hartford, Connecticut and Orlando, Florida while teaching students privately and performing during the s ummers in Greensboro, North Carolina. I own a string bass made by Kai Arvi, from Prince Edward Island, Canada.
On my Trek bike near the Croton Dam. Croton-on-Hudson, New York
Committed to always improving my skills in my financial services practice, I attend various retirement, investment, and estate planning conferences each year to keep my knowledge in these areas up to date, so that I may provide current information to my clients. I also have found a way to stay involved with the music profession by combining both my music and financial background, including writing financial articles for the Bass World magazine. I am proud to have previously served as a board member with the International Society of Bassists, located in Dallas, Texas. I also like to read several business-related books each month, and I even struggle nightly with a difficult Sudoku puzzle.
Performing music in a symphony orchestra, responding to a car accident as an EMT, or helping a client prepare for their future, requires many similar qualities, including discipline, teamwork and flexibility. I’ve lived my life dedicated to achieving goals and helping others.
Thank you for taking the time to learn more about me. If my qualities and background resonate with you, perhaps we could meet to discuss what is important to you and your family.
Many people who meet me are surprised to find out that I am a New Yorker, born and bred. Being from New York is something I am proud of, particularly because of the energy, innovation, and compassion that NYC and its surrounding areas bring forth. I find the same sense of energy, innovation, and compassion working at Unified Retirement Planning Group (URPG) since its inception in 2016.
I believe my life experiences have led me to work at URPG. My entire professional career, over nearly three decades, has been centered around retirement plans and retirement planning. I have held both individual contributor and leadership roles within client services, retirement products, and product development at TIAA and Smith Barney, respectively. My Charter Retirement Planning Counselor℠ (CRPC®) designation from the College for Financial Planning® helps me navigate through the complex issues surrounding retirement planning for our client base. Also, the oversight knowledge gained from my registered principal registration through FINRA is reflected in the strategic and special client programs developed for URPG. Even my prior membership with the Institute of Internal Auditors (IIA) has contributed to insights about operational risk management for our company.
What I find most enjoyable is being able to incorporate creativity and ‘thinking out of the box’ to a variety of initiatives and projects at URPG. I often think if I wasn’t in financial services, I could have been an artist or an engineer. However, I always return to my initial passion, and that is my interest in working with people, which is why I earned a Bachelor of Science in Psychology at Trinity College in Hartford, CT. I personally enjoy the challenge of finding new ways to delight our clients in creative ways and to incrementally improve their experiences with URPG. Additionally, I hope to develop a client specialty that focuses on the retirement income needs of women investors.
I am a firm believer of giving back, particularly to the underserved and the community. I am an active board member of KEEPS, Inc., an after-school program for grade-school children. As a working mother, who had to rely on friends, family and the community for childcare, I believe in caring for our children pays unmeasurable dividends for the future.
In my spare time, I enjoy spending time with my husband, Rick and my two adult children. My favorite pastimes include, but are not limited to, spending time with friends and family, walking, hiking, travel, and meeting new people.
Now that my children are gainfully employed, I hope to embark on travels to far-away continents and immerse myself into each new culture by embracing their food. My other guilty pleasures include visiting national baseball parks and seeking out “Diners, Drive-Ins and Dives” recommendations. Recently, I enjoyed a family vacation to Sedona which included a hike along the Grand Canyon rim and eating at a “Diners, Drive-Ins, and Dives” establishment, combining many of my favorite pastimes!
An opportunity to work at the Westchester County Airport brought me to New York in 1995, following a period of more than 12 years in the Midwest in the travel industry as a station manager and district trainer with commuter airlines. As the building of a new terminal led to the restructuring of ground operations, I moved into the world of corporate travel in 1996, where I was employed by a worldwide travel management company.
I took a 16-year sabbatical from corporate life in 2000 to be a full-time mom. During this time, I was actively involved in my children’s school, volunteering many hours in the classroom and with the PTA. I continue to serve on the PTA Executive Board in my children’s high school. I am involved in my church and volunteer in various capacities and was employed part-time as interim church secretary for two years. Additionally, I worked as a fitness kickboxing instructor for five years prior to joining URPG in 2016.
I am actively involved with The Children’s Heart Foundation - New York Chapter, as my daughter has lived with congenital heart disease her entire life. I eagerly support other families navigating the complexities of living with this disease. My entire family is dedicated to raising awareness and funds for research, to expand medical knowledge and treatment options for these very special children. We participate in the Congenital Heart Walk and Hospital Toy Drive annually, with the CHF in NYC.
I live with my husband, Dave, of over 20 years and have two children. Josh is in college and Amanda is in high school. I enjoy walking, reading, board games and every activity that includes my family.