In The News
Media Coverage Featuring Insights From
Peter J. Gallagher
, ChFC®, CLU®, CASL®, AIF®, RICP®
Daily Mail: How to protect your money from the stock market tariffs bloodbath: Experts reveal what to do NOW to recession-proof your 401(k) whatever your age
Peter Gallagher was among the experts interviewed following the Trump administration’s tariff announcements. He cautioned retirement savers to avoid the impulse to sell in down markets, and explained why.
Daily Mail: As recession panic grows and stocks TANK, experts reveal what you must do NOW to protect your money
As the markets became increasingly turbulent by March 2025, Peter Gallagher was asked for his perspective on what American investors, particularly retirement savers, should not do. He advised savers to focus on their long-term retirement plans.
New York Times: When Your Hand Is Forced In a Bearlike Market
For a “Retiring” column in the New York Times’ Sunday Business section, Peter Gallagher provided perspective about taking IRS-required minimum distributions at age 72 amid market turbulence.
Wall Street Journal: What Fed Rate Increases Mean for Your Financial Plans How to time your financial decisions as interest rates rise
Peter Gallagher advised in a June 2022 article that good financial decisions in the face of imminent interest rate increases include paying down debt and knowing the risks regarding adjustable rate mortgages.
Money.com: You Might Be Overestimating How Much Money You Need to Save for Retirement
The magazine’s study in January 2025 found that two-thirds of respondents have overestimated retirement savings levels. Peter Gallagher provides perspective, including about tax issues for beneficiaries of an IRA from a parent.
Money.com: Health Care Expenses in Retirement Average $67,000 – Even With Medicare Coverage
Peter Gallagher was quoted in September 2022 coverage about health care expenses for retirees. He discussed the importance of having long-term care insurance.
San Francisco Chronicle: What does stock market’s record high mean for your 401(k)?
For an December 2023 article about what the stock market’s recent highs meant for an investor’s 401(k), Peter Gallagher discussed the importance of having a plan, which includes investment diversification and focusing on the long-term, rather than periodic market plunges.
Daily Mail: Fed slashes interest rates by the biggest amount in 16 YEARS - here's what it means for you
Peter Gallagher discussed how he is advising clients regarding the Fed’s rate cuts in mid-September 2024, emphasizing that timing the market is impossible and should be avoided at all costs, especially in retirement plans.
Daily Mail: Rules on inheriting a 401(k) have been revamped - everything you need to know and how to avoid a shock bill
For an article about what Americans need to know when they inherit a 401(k) or IRA, Peter Gallagher discussed new IRS rules and the importance of understanding tax ramifications, and emphasized the need for professional financial guidance.
Daily Mail: Hidden stock market clues that can predict election results –as experts reveal who they think will win in 2024
In an interview about how annual financial industry research claims the performance of the S&P 500 during an election year can predict if an incumbent president wins, Peter Gallagher declined to engage in predictions. He suggested other criteria, noting how URPG clients are focused on inflation and cost of living issues.
Daily Mail: As the S&P 500 and Dow climb to record highs - here's what it means for your 401(k)
As 2024 began, Peter Gallagher was asked about the record highs of U.S. stock indices and what the rally really meant for an individual’s 401(k). He discussed the importance of having a plan and focusing on long-term investment goals.
International Society of Bassists Magazine: “How A Major Career Change Still Brings Music to My Ears”
In an article for the magazine of the International Society of Bassists, Peter Gallagher reflects on his career change from a classically trained string bassist for national orchestras to founder and managing director of a retirement planning firm. He emphasized similarities of both professions have to do with discipline, collaboration and performance at a high level.
Ossining Gazette: URPG Provides Community Funds to Expand Local Library’s Financial Education Collections
In celebration of 2022’s Financial Literacy Month, URPG provided community funds to the Friends of the Briarcliff Manor (NY) Public Library to expand financial education collections for both children and adults.