Testimonials

URPG Client Experience

Every client’s situation is unique, and the experiences below reflect that. The following testimonials share the real experiences of clients we’ve worked with over the years. Each story highlights a different aspect of our planning process and the relationships we build.

How will I know if I have enough money to retire?

“I recently retired from the Cleveland Orchestra after 44 years of service. From day one I put aside a little money each week towards retirement. The former financial advisor managing my retirement account was competent but not very communicative, and I felt anxious about whether I could afford the next chapter. A few years ago I switched to Peter Gallagher and URPG. The difference was amazing! URPG has great financial tools and Pete showed me I was able to go forward with retirement with confidence, which I am enjoying immensely! He also emphasized the importance of my wife and I having long-term care insurance in place to protect my family from undue financial burden as we age. I hear from Pete on a regular basis, updating me on my account and recommending adjustments as needed. He is a true professional and is extremely ethical, attentive, organized and compassionate.”

Scott

Retired

I had no idea how much healthcare and housing costs were in retirement. Can I even afford to retire?

“I am entering my retirement years independently. When I looked to change my financial advisor, I needed more clarity and understanding of my financial needs and goals, and more communication than I was experiencing. Covering healthcare and housing expenses for a few more decades also seemed daunting. I am delighted I met Peter, who addressed my concerns with a comprehensive financial plan that eased my worries about the unknowns. I trust the investments I have will cover my needs and also provide for a few retirement dreams of mine, including travels and leaving a legacy for my daughter.”

Monica

Retired

Are my investment management fees more than I need to pay? How can I know that?

“Peter Gallagher changed my life. I had deferred a lot of our financial planning to my husband and when he passed, Peter understood my needs and goals. I also understand what I am paying for. Peter is very transparent when it comes to fees. I trust him immensely, and enjoy his team and the firm’s high level of service.”

Nina

Retired

I wanted confidence in my retirement plan and someone who would communicate clearly

"Peter and his team are extremely responsive and approachable. He can simplify very complex financial-related topics and always makes us feel heard. He is also very good at keeping in touch and keeping us current. Peter spends a lot of time making sure we have the most appropriate investments and allocations. His approach to evaluating and monitoring our holdings is fact-based and disciplined, which has stood the test of time. Peter has a wealth of knowledge and resources. He is also passionate about this field and is always willing to learn more to remain current and ahead of the curve. I have worked with Peter for many years, and always known him to have the best combination of being ethical, caring, capable, reliable and calm, which is not easy to find in a financial advisor. He treats us like family. Working with Peter and URPG, I feel confident that my husband and I can enjoy the retirement we always dreamed of and leave something for our adult children."

Jacqueline

Retired

I needed an advisor who genuinely cared and made a real difference in my life

"Peter and his staff mean what they say - they really do care for people and take excellent care of people. Thank you, Peter. You have made a significant difference in my personal financial planning and in my lifestyle!"

Pam

Retired

We wanted honest guidance and someone who understands the market

"My wife and I are 73-year-old retirees. Peter has been our financial advisor prior to becoming an independent with his own business. We find him to be excellent at what he does. He is honest and intuitive when it comes to knowing the market. We have and would recommend him to family and friends."

Robert and Jeanne

Retired

We were looking for integrity, experience, and patient guidance in our retirement planning

"Peter has been such a great help to us in our financial and retirement planning. We respect him as a man of integrity, with extensive financial experience and expertise. He demonstrates constant attention to detail in handling our financial affairs and provides valuable advice and insights, in a kind and patient manner."

Jim and Debbie

Retired

We needed clear communication and a partner who supports our nonprofit clients

"Peter Gallagher and his URPG team continue to be a terrific partner to the nonprofit associations that my company manages, and their investment portfolios. Peter is able to communicate complex information in a way that anyone can understand, which is especially important in the often-intimidating world of finance. It’s so good to be able to pick up the phone and immediately talk to someone who knows and cares about us and our client associations. Peter makes even small fish feel like big fish!"

Madeleine

Business Owner

I wanted advice I could trust and someone who treats me with warmth and respect

"I have known Peter Gallagher for almost 20 years. I am confident that the advice he gives me is exactly what he implements for himself. Peter is also always warm and welcoming."

Etta

Business Owner

I needed an advisor who truly understands my goals and makes decisions as carefully as I would

"Peter is extremely conscientious with his investment decisions for me. He really understands my financial goals and assets, and doesn't make financial decisions for me that he wouldn't make for himself. Peter is not only my financial advisor but also a good friend whom I can rely on and trust."

Natalie

Business Owner

I wanted help navigating the complexities of financial planning with people I could trust

"Peter is the best when it comes to helping you navigate the intricacies and often complex world of financial planning. He is always ready to listen and address any concerns that you may have. Peter and his team care about their clients and are people of integrity. I count myself fortunate to have them in my corner."

Maria

Retired

As an entrepreneur, I needed an advisor who understood my unique pressures and goals

"As an entrepreneur myself, it was important to find an advisor who understood my specific needs and goals, and the pressures I sometimes face to achieve them. I have found that in Peter. His wealth of knowledge is combined with a calm and sincere manner. He genuinely cares about me as a client and as a person. I highly recommend him and the URPG team."

Sadie

Entrepreneur

These statements reflect the experiences of current individual clients, and are their personal opinions. They may not be representative of the experience of others and are not a guarantee of future performance or success. For additional reviews, search for Unified Retirement Planning Group on local business review platforms. No compensation is provided for testimonials or referrals, and no material conflicts of interest are present.